Consolidating private lender student loans

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Your credit score is used to determine credit worthiness down the road when you need it most such as buying a car or home.

Consolidating your loans will leave you with one bill to stay on top of.

This essentially frees the cosigner of any liability for your debt.

It’s important to be aware of the types of student loans you have.

You’d end up with one bill and can save money over the course of the loan.

Refinance your student loans today with one of 265 local banks and credit unions in Lend Key’s network.

This new loan agreement helps students to more easily manage their debt by reducing all payments to one more affordable monthly payment.

For many students, loan consolidation can mean the difference between totally discharging their college loans and going into default.

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However a loan from a single lender may not be enough to cover the full cost.Your original interest rates carry over so you’ll end up paying the same amount over the course of the loan.This new loan is used to pay off the old loans leaving you with just one bill to worry about every month.In doing so, you’d lose your federal student loan benefits, so be sure you won’t use them before consolidating.

You may also be eligible for better loan terms if you refinance.Defaulting on students loans is never an option, and all students should pursue any alternative that will help them avoid default.

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